Your Credit.
Your Future.
Our Mission.
We offer professional credit repair and DIY credit courses — two powerful ways to build the financial life you deserve.
✔ Instant Access
If Your Credit Looks Like This...
You didn't get here alone — and you won't fix it alone either. These are the exact issues Jeremiah helps remove every single day.
Collections
Old debt haunting your report and dragging your score down
Charge-Offs
Written off by lenders — one of the most damaging items on your report
Hard Inquiries
Too many applications leaving marks that quietly lower your score
Late Payments
Payment history is 35% of your score — the biggest factor we fix first
Repossessions
A repo can stay on your report for up to 7 years — let's challenge it
Medical Bills
Unexpected medical debt shouldn't destroy your financial future
J Funded Credit Solutions
Jeremiah Lopez (CEO)
J Funded Credit Solutions is a credit repair company built on one mission: helping everyday people remove negative items, rebuild their financial profiles, and unlock the life that great credit makes possible.
We have helped hundreds of clients remove collections, charge-offs, repossessions, and hard inquiries. Whether your goal is a home, a car, better interest rates, or simply financial freedom — we can get you there!
Full-Service Credit Repair
$100 Onboarding Fee / $100 a Month
Client portal access · Monthly updates
What you'll get:
✔Unlimited disputes to all 3 bureaus
✔24/7 client portal access
✔Personalized credit audit
✔Dedicated support team
✔Monthly Credit Score update
✔Bureau response management & escalation
🔒 Secure Checkout
Credit Repair Master Class
$79 $249
One-time payment · Instant access · Lifetime updates
What you'll get:
✔Lifetime access + future updates
✔Dispute letter templates
✔Understanding your credit report
✔Credit monitoring setup guide
✔Dispute tracker journal
✔Bureau contact cheat sheet
🔒 Secure Checkout
CFPB Dispute Course
$49 $159
One-time payment · Instant access · Lifetime updates
What you'll get:
✔Why bureaus respond faster to CFPB complaints
✔How to file a CFPB complaint step by step
✔What to write to maximize your results
✔When to use CFPB vs. a direct bureau dispute
✔How to follow up and escalate
✔Sample complaint templates ready to customize
🔒 Secure Checkout
Real People. Real Results.
Recent outcomes from real J Funded clients.
Common Questions, Clear Answers.
J Funded offers two core services: Full-Service Credit Repair, where our team handles everything for you ($100 onboarding fee, then $100 a month), and self-paced DIY courses from $39 — the Credit Repair Master Class ($79), the CFPB Dispute Course ($49), and the Hard Inquiry Removal Course ($39).
Full-service repair means our team handles every dispute, every bureau response, and every follow-up for you on a monthly basis. The DIY Master Class teaches you the same strategies so you can do it yourself for a one-time fee. Both work — it depends on your preference and budget.
No one can legally guarantee the removal of every negative item. What we guarantee is relentless advocacy — we challenge every inaccurate, unverifiable, and outdated item using every legal tool available. Our goal is to get you financially where you want to be, whether that is a home, a car, or better rates.
No. The full-service program is month-to-month — a $100 onboarding fee, then $100 a month, cancel anytime. We also offer a Couples Plan at $180 a month for two people (with a $180 onboarding fee), and a one-time 6-month plan at $550. The DIY courses are one-time purchases with lifetime access. There are no long-term commitments on any of our services.