Last Updated: July 2026

JAYSR SOLUTIONS LLC, doing business as J Funded Credit Solutions ("we," "our," or "us"), is committed to protecting your privacy. This Privacy Policy explains how your personal information is collected, used, and disclosed by J Funded Credit Solutions.

This Privacy Policy applies to our website and its associated subdomains, our funnels, our courses, and any related application (collectively, our "Service"). By accessing or using our Service, you signify that you have read, understood, and agree to our collection, storage, use, and disclosure of your personal information as described in this Privacy Policy and our Terms of Service.

1. Definitions and Key Terms

To help explain things as clearly as possible, the following terms are strictly defined:

Cookie: A small amount of data generated by a website and saved by your web browser. It is used to identify your browser, provide analytics, and remember information about you.

Company: Refers to J Funded Credit Solutions, the entity responsible for your information under this policy.

Country: The United States, where J Funded Credit Solutions is based.

Customer: The person who signs up to use J Funded Credit Solutions' services, courses, or funnels.

Device: Any internet-connected device such as a phone, tablet, or computer used to visit the Site.

IP Address: A number assigned to every device connected to the Internet, often used to identify the geographic location of the connection.

Personnel: Individuals employed by or under contract with J Funded Credit Solutions.

Personal Data: Any information that allows for the identification of a natural person, directly or indirectly.

Service: The credit restoration, credit education, and funding-related services provided by J Funded Credit Solutions.

Website: The official site accessed via jfundedsolutions.com.

2. Information We Collect

We collect information from you when you visit our website, register for a consultation, purchase a course, sign an agreement electronically, or fill out a form. Depending on which part of our Service you use, this may include:

• Name, phone number, and email address

• The credit monitoring provider you're enrolled with, and the email address associated with that account (we do not collect or request your credit monitoring username or password)

• Electronic signature data and consent acknowledgments, when you sign a consultation agreement or disclosure form with us

• Payment information when you purchase a course (processed securely by our third-party payment processor — we do not store full payment card numbers ourselves)

• Device and technical data, such as IP address, browser type, and timestamps, which we use to secure and verify electronic signatures and to maintain accurate records of consent

Important: We do not sell your personal data, and we do not share your mobile phone number with third-party services or companies for their own marketing purposes.

3. Use of Personal Data

J Funded Credit Solutions uses the collected data to operate and maintain our business and provide credit restoration and credit education services. This includes:

Identity Verification: Confirming your identity for the purpose of preparing your credit audit and consultation.

Dispute Resolution Support: Helping fix disputes and correct inaccurate information with credit bureaus, where applicable to your service.

Course Delivery: Providing you access to purchased courses and related materials.

Record-Keeping: Maintaining accurate, timestamped records of signed disclosures and agreements, as required by applicable consumer protection law.

Financial Assistance: Assisting clients in pursuing mortgages and business funding, where applicable.

Security: Detecting and preventing fraudulent or illegal activity.

Marketing: Personalizing communications and lead-generation efforts for credit-related products and courses, consistent with your communication preferences.

4. Retention of Data

We retain Personal Data for as long as needed to fulfill the purposes described in this policy, including:

• The length of our ongoing relationship and the duration of your service agreement

• Legal obligations to maintain records of financial transactions, disputes, or signed consumer disclosures

• The need to defend against or respond to legal claims or regulatory inquiries

5. Your Rights

Pursuant to applicable U.S. state privacy laws, you may make the following requests:

Request to Know/Access: Confirm whether we process your data and receive a copy of your specific information.

Request to Delete: Request removal of your Personal Data, subject to legal exceptions (for example, records we're required to retain under consumer protection law).

Request to Correct: Request updates to inaccurate personal records.

Request to Opt-Out: Opt out of marketing communications or the sharing of data for targeted advertising.

How to Submit a Request: Contact us at contact@jfundedsolutions.com. We verify identity by matching your provided name and email against our internal records.

6. Cookies and Tracking Technologies

We use cookies to identify the areas of our website you've visited and to enhance functionality.

Performance: Cookies help remember details so you don't have to re-enter them repeatedly.

Control: You can disable cookies through your browser, though this may affect certain features.

Privacy: We do not place personally identifiable information directly in cookies.

7. GDPR and California (CCPA) Compliance

If You Are in the European Economic Area (GDPR): We process data fairly, lawfully, and transparently, and hold it only as long as necessary for the purposes described in this policy or as required by law.

California Residents (CCPA):

• Right to Know: Request the categories of data we collect and how we use them.

• Right to Delete: Request deletion of your account and information, subject to legal exceptions.

• No Sale of Data: We do not sell your personal information.

• Equal Service: We will not discriminate against you for exercising your privacy rights.

8. General Provisions

Children's Privacy: Our Service is not directed to anyone under the age of 13. If we learn a child under 13 has provided data without parental consent, we remove it promptly.

Third-Party Links: We are not responsible for the privacy practices of third-party websites linked through our Service, including credit monitoring providers you enroll with independently.

Governing Law: This policy is governed by the laws of the State of Florida. You consent to the jurisdiction of its courts for any related dispute.

Changes: We may update this policy to reflect changes in our Service. Material changes will be posted here with an updated date.

9. Contact Us

Questions about this Privacy Policy can be sent to: contact@jfundedsolutions.com

This site is not a part of the Google/Facebook/TikTok website or Google/Facebook Inc./TikTok, and is not endorsed by any of them in any way. GOOGLE/FACEBOOK/TIKTOK are trademarks of their respective owners.